Credit Lending Services
PINS Capital’s Credit Lending Services is a Hong Kong licensed money lender which dedicated to provide direct mortgage funding and consultation services on high value property in Hong Kong. We are proud to be a one-stop service platform for mortgage related business, including the preliminary consultation, asset valuation, credit risk assessment, loan underwriting, mortgage draw-down and the follow-up credit monitors.
We pledge to provide swift and best-in-market mortgage solutions, and we are at capacity to tailor each case to service individual needs for mortgage financing. We take pride in our dedication to provide liquidity to asset acquisition and help clients to capture outstanding return for their investment.
The Credit Lending Services mobilizes not only its own capital, but also that of strategic funding partners and public financial institutions, to facilitate first lien and second lien mortgage lending for credit worthy clients. We commit to a set of flexible credit guidelines (e.g. in asset selection, over-collateralization, performance triggers) and strive to preserve each investment opportunity on behalf of the clients.
TYPES OF LOAN
PINS Credit Lending Services provide the first lien mortgage lending service to clients which applies to properties whose mortgages have been fully repaid or paid off in one initial installment. Clients can pledge the title deed of such a property to a lender to borrow a first mortgage.
PINS Credit Lending Services also focus on providing clients with second lien mortgage lending services with fast and flexible mortgage solutions. This applies to clients who pledge a property whose mortgage has not been fully repaid to borrow a second mortgage, after which clients still need to repay the remaining balance of the first mortgage.
Loan Application Procedures
Success Story 1
Success Story 2
Success Story 3
Success Story 4
Approval of the results of the above successful cases, the loan amount, interest rate and the repayment period will be determined based on the individual customer's financial situation, the company has a right of final approval.
In case of any dispute, the company reserves the right of final decision.